Transferring in-kind can be an alternative tax-saving RMD technique

Please remember your RMD does not have to be in cash. You can strategically transfer shares from your qualified accounts to your taxable accounts. Simply be sure that the value of the shares you transfer equal your RMD for that year. This strategy can be very useful when you are working with strategic planning partner like myself. Often times you may be able to avoid selling a holding that may be temporarily depressed due to market adverse conditions. On the other hand, if the investment falls in value while in the taxable account, you may be able to harvest a tax loss.

Recent Media Appearances

Upcoming Event